Assassins Creed Black Flag Easy Money Early Upgrades
Assassin's Creed IV: Black Flag Wiki Guide
Money Making Guide
Infinite Money & Resources Glitch
Use the method shown in the video to gather as much money and resources as you will ever need.
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Plundering Ships
Sail around, finding ships that have plenty of sugar, rum, or just plain cash on board, the above video is a great example of this. Convoys also offer an opportunity to plunder massive amounts of money in one fell swoop. Key resources will stop being needed. For instance, cloth can be sold once all the needed upgrades that use it have been purchased.
If wanted level, Kenway's Fleet, and repairing the Jackdaw are not among your higher priorities, in the long run, it seems faster to simply sink ships and loot the wreckage than to actually take the time to board and plunder a ship. You only net half the cargo from the ship (after all, you're stuck pulling it from a sinking ship) but especially when fighting droves of Man o' Wars, you don't have to spend all that time climbing sails to destroy flags or accidently blowing up your own crew trying to shoot those blasted powder reserves. You can, instead, spend that time sinking other ships and becoming the terror of the sea!
Play the Naval Fleet in the downloadable app with your Uplay account. Board ships in the actual game, send them to your fleet, then aquire more docks in the app. Get all 15 docks. Go to the South of your game map to get the best ships. Have at least 3 good Scooners, a couple good Brigs, then the rest Frigates and Man o' War. Keep your shipping lanes "safe", and you can earn upwards of 25,000 Reales a day.
Assassin Contracts
Assassin Contracts will earn you at least 1,000 Reales each. Some even have the opportunity to get you an additional 500 Reales if you remain undetected. Doing all of these will also earn you the most awesome Pistol Swords, which are exactly what they sound like.
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Legendary Ships
These ships are incredibly strong and do massive amounts of damage. If you want to take one out, you will need to have a heavily-fortified Jackdaw. If you do manage to take one out, you will be rewarded with 20,000 Reales.
Hunting the White Whale and other animals
After making your whale outfit or if you never care to make it, keep hunting the whale everytime you see it. One whale skin will net you 4000 Reales when you sell them at the store. Other skins net pretty good returns as well. Red howler monkey skin is 500R for example.
Buried Chests
An easy way to get cadavers to buried chests is getting information from a tavern dude. He will give you the cadavers to buried chests. Usually buried chests are between 3000-4000 reales. I've gotten a few and I'm pretty rich I've got to admit.
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Source: https://www.ign.com/wikis/assassins-creed-4-black-flag/Money_Making_Guide
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